Groups take all of the stocks that are found in each members' Portfolio and group them together. Send invites to your book club, your co-workers, or your junior-high friends - the only limit to the We Seed groups function is your invitations. Your group can either be public (Come one, come all!) or private (No amateurs allowed!). Want to compare how your stocks are doing with someone else in your group? You can do that, as well as talk trash, share ideas, and let everyone know how you're doing.

Here's how you do it:

• See that tab to the left, "Create a Group"? Click it. You're on your way! (You can also start a Group on your Portfolio page.)

Now go be brilliant.

Ready to show off your investing chops? In a Team, everyone works together to build and manage the team's Portfolio. This means everyone decides as a group which stocks to buy and which stocks to sell. Then you can compare how your team's Portfolio is doing against other team's Portfolio's.

Here's how you do it:

• See that tab to the left, "Create a Team"? Click it. You're on your way! (You can also start a Team on your Portfolio page.)

Now go be brilliant.